Top 10 Best Accounting Calculator To Buy In 2022 Reviews

Updated on April 24, 2022

An accounting calculator may make your life a lot easier, whether you’re running a little business, a large firm, or your personal accounts. This type of calculator can outperform even the most basic math calculations.

a list of the show’s contents

The top accounting calculators include tools for finances, taxes, statistics, and more..

Finding the ideal solution might be difficult, though, because there are so many possibilities. In order to help you narrow down the characteristics that are most important to your needs, we’ve put together a list of reviews and a shopping guide at the bottom.

Top 10 Best Accounting Calculator To Buy In 2022 Reviews

So, keep reading as we find the ideal accounting calculator for you…

Top 10 Best Accounting Calculator In 2022 Reviews

 

HP 1

2CP Platinum Financial Calculator – Best CFP and CFA Exam Accounting Calculator

Hewlett Packard is the first item on our list of the best accounting calculator reviews. They have a model called the HP-12CP Platinum that’s small enough to take with you wherever. You can take it to class, or use it at home and in the office if you’re seeking for an all-purpose calculator.

You may be looking for a calculator to keep in your bag.
If this is the case, the HP-12CP Platinum comes highly recommended. Energy Star certification, which is good for everyone, is the case with this device. You won’t have to rely on paper and pencil because the battery life is quite long.

Is it capable of more than just simple math?
Yes, there are over 130 built-in functions on this calculator. Plus, it’s speedier than the 12c calculator, which is now the fastest in the business. This makes it ideal for those who demand both speed and reliability, making it ideal for professionals.

What about the internal storage?
This is also a big part of it. In addition to RPN and Algebraic modes, the HP-12CP Platinum has a maximum storage capacity of 400 steps. To save even more time, there are ‘undo’ and ‘backspace’ buttons.

80 separate cash flows can be conducted at once. Calculate TVM, loan instalments, interest rates, and much more using this handy tool. It’s not only accurate, but it does it at a rate six times faster than before.

The CFP, CFA, and GARP FRM exams will be a big help to anyone taking this course…
We think this is an excellent accounting calculator for the CFP and CFA certification tests, as well as the GARP FRM exam. Accountants, financial counsellors, real estate agents, and a slew of other professions can all benefit from it.

HP 12CP Platinum Financial Calculator

Our rating:4.6 out of 5 stars (4.6 / 5)

 

PROS

  • Easy-to-read single line of 10 characters display.
  • Keystroke programming allows up to 400 steps.
  • RPN and Algebraic modes.
  • Over 130 built-in functions.
  • Small and portable.
  • Memory for up to 80 cash flows.
  • Permitted for use on the CFP and CFA Certification Exams, and GARP FRM Exam.

CONS

  • Not high-quality that HP used to be known for.
  • On the expensive side, especially considering the drop in quality compared with past HP calculators.

2Calculated Industries 3405 Real Estate Master IIIx – Best Real Estate Accounting Calculator

Calculated Industries has a calculator on our list of the best financial calculators. The #3405 Real Estate Master IIIx is designed for those who frequently deal with real estate finances.

How accurate is this financial calculator for realtors?
You may use this calculator to keep ahead of the game if you’re in the real estate business. Loan amounts, terms, interest, payment amounts and even the future worth of a home may all be calculated with this tool. With this information, you can quickly calculate the amount of money you’ll need for a loan.

But wait, there’s more…
Identifying commissions, closing dates for escrow, and a plethora of other information is as simple as plugging in your information. You’ll be able to seem like a financial expert and amaze your clients with this handy calculator. In addition, it’s tiny and light enough to carry with you wherever you go.

More information is available here:.

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In addition to calculating 80:10:10 or 80:15:5, the software may also assist you in determining the best payment plan for your consumers. A one-year warranty is always a good sign of a high-quality product.

Calculated Industries 3405 Real Estate Master IIIx

Our rating:4.7 out of 5 stars (4.7 / 5)

 

PROS

  • Calculates taxes and insurance for PITI payments.
  • Automatic sales price and down payment calculations.
  • Forecast amortization and balloon payment.
  • Calculates combo loans, escrow closing date, and much more.
  • 1-Year warranty.

CONS

  • Not the best choice if you’re not a real estate profess

3Texas Instruments BAII Plus Financial Calculator – Best Affordable Accounting Calculator

Texas Instruments also makes a wonderful financial calculator for students and professionals. This is not the cheapest item we reviewed.

Visuals are important…

One of the aspects that we liked most about this option is the visual aspect. The keys have a color-coding that makes use considerably easier. Between that and the display, this calculator’s design makes finding functions quick and easy.

Saving time is saving money…

Texas Instruments knows this as much as anyone. That’s why they built into the BAII Plus, the ability to store previous worksheets. We love this feature, as it saves a lot of time in a wide range of uses.

What about preset accounting functions?

This wouldn’t be one of the best accounting pocket calculators if it didn’t have functions for interest rate conversions, amortization, depreciation, and a whole lot more.

Is this your first accounting calculator?

If it is, then you’ll be happy to know that it comes with a quick guide manual. There’re several things to learn about this style of calculator. This may not have the most features compared with others on our list, but you’ll still need to learn how to use it.

Texas Instruments BAII Plus Financial Calculator

Our rating:4.5 out of 5 stars (4.5 / 5)

 

PROS

  • Easy-to-read 10 character display.
  • Built-in business functions.
  • Stores previous worksheets to save time.
  • One of the least expensive options.

CONS

  • Limited preset functions compared with some others on our list.

4HP 10bII+ Financial Calculator – Best Home Accounting Calculator

Our list of the finest HP-10bII+ accounting calculators includes this model. An easier choice for individuals who need to perform some basic financial calculations, but not for those who work in the financial industry.

How good is this calculator for the price?
This calculator will do the trick if you don’t need to perform any particularly intricate calculations. It’s a better choice for a home office because it’s less expensive than the HP machine we examined in our initial listing.

More information is available here:.

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Are you considering taking the Certified Financial Planner (CFP) exam?
If this is the case, then this is an excellent calculator. Now you don’t have to waste time trying to work out complicated equations on paper because this tool has been approved for use during the exam! In the end, we are living in the 21st century after all. As an added bonus, it is also acceptable as preparation material for the SAT, PSAT/NMSQT, and Advanced Placement exams offered by the College Board.

What about pre-programmed functions?
Over 100 time-saving business functions are available. All the acronyms you can think of for loan payments, interest rates, cash flow, and so on, are easily comprehensible in their entirety. There are a slew of other metrics that can be used, including SDV, TVM, NPV, IRR, and many more.

It’s adequate for domestic use, but…
In our opinion, the calculator’s construction is of a shoddy quality. Although HP is known for producing high-quality items, this one feels like a bargain. It’s difficult to bemoan the price, but HP’s reputation suffers as a result.

HP 10bII+ Financial Calculator

Our rating:4.6 out of 5 stars (4.6 / 5)

 

PROS

  • Approved for use by multiple examination boards.
  • 100+ pre-programmed time-saving business functions.
  • Small, easy to carry.
  • One of the least expensive HP financial calculators.

CONS

  • Doesn’t have as many features as other HP calculators.
  • The build quality could use an upgrade.

5HP 17bII+ Financial Calculator – Best Business Professional Accounting Calculator

The HP 17bII financial calculator is also made by Hewlett Packard. This option falls between between the 10bII and the 12CP in terms of price and performance. It’s a good option for individuals who require a few extra features but don’t want to spend a fortune.

What is the total number of built-in features on this calculator?
The 17bII has more than 250 accounting features. As a result, both students and working adults will find it useful. The functions, in fact, include computations for real estate, finance, accounting, and other company demands.

Is it capable of performing any kind of computations?
You may quickly and easily calculate loan payments, standard deviation, TVM, NPV, IRR, cash flow, and a whole lot more using this tool. In addition, there is a built-in memory of 28 kilobytes. All in all, we found this calculator to be a breeze to use.

What else sets this option apart from the rest?
Don’t worry if none of the aforementioned works for you. An alarm clock, calendar and more are all included in this calculator’s extensive list of features.

Professionals in business will love this accounting calculator.
In addition, we appreciate the larger digital display. A total of 22 characters are displayed on this calculator’s two lines instead of just one. If you’re doing a lot of complex math, this is a wonderful option.

There must be a drawback.
The keyboard was a significant letdown for us. The lack of colour marking on the buttons prevents it from being as simple to use as other solutions.. In addition, the buttons seem cheap and frequently miss the initial entry in a long list of items.

HP 17bII+ Financial Calculator

Our rating:4.3 out of 5 stars (4.3 / 5)

 

PROS

  • Easy-to-read two lines of 22 characters display.
  • 250+ pre-programmed time-saving business functions.
  • Small, easy to carry.
  • 28KB of built-in memory.
  • Great mid-range option.

CONS

  • Doesn’t have as many features as other HP calculators.
  • The keyboard could use an upgrade and tends to glitch.

6Casio FC-200V Financial Calculator – Best Budget Accounting Calculator

Casio’s model #FC-200V is our list’s first entry. This is a fantastic pocket-sized calculator for managing your finances.

No, I’m not looking for the cheapest accounting calculator.
If that’s the case, you’ll want to spend some time going over this list. A built-in Direct Mode Keys allows you to swiftly enter exclusive modes for each financial computation. Time is money, and this will save you some of it.

But there’s more…
The 4-line full-dot display is one of the best features of this selection. It’s true that this choice has four times the display of many of its competitors. In addition, you can input, confirm, and alter each parameter as you perform the calculation.

Please tell me if the display is readable.
Yes, it has a three-digit display with comma markers for ease of use. This is a great way to make things easier to read. Additionally, there are numerous colours used for the keys, making it a breeze to enter the calculation.

What are the bundled features?
Functions are available in a variety of ways. It is possible to determine depreciation using the straight-line technique or any of the following methods: fixed percentages, falling balance, year’s digit total, etc. The date/period input can also be used to determine the bond purchase price and annual rate of yield.

Surely, there is more to come?
And you can do a lot more than just calculate sales and leverage numbers inside a break-even point. You don’t have to worry about remembering batteries because it’s solar-powered.

Some users have expressed dissatisfaction with the lack of commas displayed in certain computational function modes. This may make it more difficult to understand the material.

Casio FC-200V Financial Calculator

Our rating:4.4 out of 5 stars (4.4 / 5)

 

PROS

  • Display features four lines for easy read-out.
  • Numerous built-in time-saving business functions.
  • Small, easy to carry.
  • Aggressively priced.
  • Solar-powered.

CONS

  • The advertised 3-digit comma markers don’t show in all computational modes.
  • Not the easiest accounting calculator to use.

7Calculated Industries 43430 Qualifier Plus IIIfx – Best Desktop Accounting Calculator

The model #43430 Qualifier Plus IIIfx is for Calculated Industries aficionados who need something more pricey than what we examined before.

We found this desktop accounting calculator to be one of the best we tested…
Is there anything unique about this model as opposed to the one I evaluated earlier from the same manufacturer?

For starters, the selection available to you in this case is far broader. As a result, it’s known as a desk calculator. This is less convenient to carry around because it can’t simply fit in your pocket.

However, this is a good thing. It helps you to more quickly enter your computations, and it provides a greater range of functions. The working professional will appreciate this as an added benefit.

Yes, I am a real estate broker.
Use this calculator if that’s what you’re looking to do. These terms are referred to as Loan Amt, Interruption, Period, and Payment. This can help you quickly and efficiently select a loan for your consumers..

Additionally, the IRR, NPV, and NFP and cash flow are all calculated using the PITI payments. A variety of financing options are available, including 80/10/10 and 80/15/5. You can also define custom ratios or store two ratios (FHA/VA).

Calculated Industries 43430 Qualifier Plus IIIfx

Our rating:4.6 out of 5 stars (4.6 / 5)

 

PROS

  • Calculates taxes and insurance for PITI payments.
  • Automatic sales price and down payment calculations.
  • Store Two Ratios (FHA/VA) or Set Custom Ratios.
  • Maximum Loan Amount and Ratios.
  • Forecast amortization and balloon payment.
  • Calculates combo loans, escrow closing date, and more.
  • 1-Year Warranty.

CONS

  • More expensive than the other option from this manufacturer.

8Swiss Micros DM15L – Best Small Accounting Calculator

The following item on our list is sure to bring back memories for many of you. Swiss Micros has come up with a crazy idea that we’d like to try out ourselves. It’s one of the best tiny accounting calculators we tested.

Do you have fond memories of a bygone era?
We’re referring to the 1980s here. During this period of time when hair was still big, small, portable calculators were only becoming available. In those days, the HP-15C calculator was a common sight.

An exact copy of the HP-15C can be found in Swiss Micros’ DM15L model.
Swiss Micros has resurrected Hewlett Packard’s version, which was discontinued in 1989, in the exact same size as the original. It worked perfectly back then, and it still does.

Titanium grade 1 is used for the housing, which can do complex number and matrix calculations. It has a root solver and numerical integration built in for advanced scientific calculations.

The finest thing, though, is the retro aesthetic and feel…
This item’s design has a strong visual impact on us. In addition, we appreciate the fact that the real buttons provide us the familiar tactile feedback. We’d have a hard time calling this the best ever accounting calculator, even though it’s the most expensive option on our list.

Swiss Micros DM15L

Our rating:4.7 out of 5 stars (4.7 / 5)

 

PROS

  • Sandblasted grade 1 titanium housing.
  • High-end scientific programmable functions.
  • Root-solver and numerical integration functions.
  • Great for complex numbers and matrix operations.
  • Looks and feels great.

CONS

  • Not the most up-to-date option.

9Victor 6500 Desktop Financial Calculator – Best Large Accounting Calculator

Those looking for a more efficient solution can use Victor’s model #6500 desktop financial calculator. It’s a bit larger, but if you’re used to the calculator key configuration, it makes typing long numbers much easier.

What’s the approximate size?
This item is 7.8″ wide by 5.5″ long. There are other pocket-sized choices out there, but this one is significantly larger. Small options can be tough to utilise, but portability is a plus.

As the saying goes, “time is money.”
Money is what drives calculators. Or, at the very least, when it comes to figuring it out. Both battery and solar power choices are available with this 12-digit LCD display.

Is it equipped with any built-in features?
Compared to the other possibilities, it has a smaller number. Still, it’s simple to figure out how much you owe. The fourth loan variable can be calculated by entering three loan factors, and the yearly payment periods can be changed.

Programmable tax keys save time, and a customizable decimal place makes it easy to convert between different currencies.. There are three separate memory slots included inside the device, as well.

Victor 6500 Desktop Financial Calculator

Our rating:4.7 out of 5 stars (4.7 / 5)

 

PROS

  • Easy-to-read 12 digit LCD.
  • Larger keyboard makes numerical entry quick and efficient.
  • Built-in accounting functions save time.
  • Programmable tax keys.

CONS

  • This calculator is larger than some consumers prefer to have on their desk.

10Canon Office Products HS-1200TS Business Calculator – Cheapest Accounting Calculator

One of the best accounting calculators we found is also the cheapest choice available. Canon Office Products manufactures this device, which is a bit more basic than some of the other options.

In terms of low-cost business calculators, nothing beats the HS-1200TS.
At the very least, if it provides the features you require, it is. At this pricing tier, there are definitely less features available to you. Still, you can simply compute profit margins, taxes, square roots, and more.

Do you know if it has any other features?
You don’t have to spend a lot of time on long computations thanks to memory keys. That’s pretty much it.

An easy-to-read liquid crystal display shows the value in 12 digits. Aside from that, the buttons are very easy to see and use. Even though it’s larger and more limited than most of the other calculators we’ve examined, this one is still a good value.

Canon Office Products HS-1200TS Business Calculator

Our rating:4.4 out of 5 stars (4.4 / 5)

 

PROS

  • Equipped with basic business functions.
  • Large, easy-to-read display.
  • Big buttons make calculating fast and efficient.
  • Cheapest accounting calculator we reviewed.

CONS

  • Considerably more limited in built-in functions compared with the competition.
  • Low build-quality means this unit likely won’t last long.

Best Accounting Calculator Buying Guide

Many accounting calculators are available for purchase today. In certain cases, you’ll never use the built-in functions. Aside from students and professionals in specific fields, this is not applicable to you.

How Do You Determine Which Calculator Is Right For You?
It’s important to first think about what features you require. By which I mean your most-frequently-used features. Real estate agents may need something different from financial counsellors or accountants, for instance.

Avoid Choosing A Choice With An Excessive Number of Options…

HP 12CP Financial Calculator

We all tend to go for the most expensive option we can afford. Preprogrammed business functions are more common on calculators than non-programmed ones. The problem with this approach is that it can be quite dangerous.

Do You Even Know What All of the Extra Features Do?
Only a few of the nearly infinite business functions offered on calculators are likely to be of use to you. If you have a lot of features on your device, it’s more probable that you’ll use the wrong one.

Don’t Overcomplicate Things…

Casio FC-200V Financial Calculator with 4-Line Display

What we were taught as children is what you should keep in mind when selecting from the options above. Your task will go faster if you use a calculator that is as simple as possible. To avoid overpaying for something you’ll never use, we strongly advise against buying it.

It’s Also Important to Consider the Battery Life…
Batteries power some of the above alternatives, while solar panels power others. It’s not uncommon to see a mix of the two. You’ll want to make sure you never go to use the calculator and find it dead. whichever you choose.

Smaller isn’t always better, but it can be.
Yes, it is true that electronics are becoming increasingly compact. Some people will need to carry a calculator with them at all times. As a result, most people do not give this issue any thought.

If you don’t require a pocket-sized calculator, we recommend going with a more substantial one. They’re easier to use because the text is larger and the buttons are easy to press. Ultimately, these are designed to save you time.

Lastly, I’d want to mention
Check out our reviews of the best paper shredders, best label makers, best digital voice recorders, best computer speakers, best cordless phones, and best office staplers for more must-have home and office gadgets and accessories.

This brings us full circle back to the days of the accounting calculator….

Final Thoughts On The Best Accounting Calculator

These are some of the best accounting calculators you can buy, and now you know more about them. Our shopping guide should have helped you pick down the most important characteristics from among the many available options.

There’s one more thing we can suggest if you’re still undecided. The…

The BAII Plus Financial Calculator from Texas Instruments

Texas Instruments BAII Plus Financial Calculator

Is an excellent choice for the majority of users. In terms of pricing and functionality, this is a great option.

However, we must admit that we are still pining for the…

DM15L Microswiss Micros

Swiss Micros DM15L