Updated on April 20, 2022
It doesn’t matter if you’re managing a little or large company or just your personal finances at home; an accounting calculator may make your life a lot simpler. These calculators are capable of performing significantly more complex calculations than your basic math.
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In addition to financial and tax calculations, the finest accounting calculators also include statistics and other functions.
Finding the ideal solution might be difficult, though, because there are so many possibilities. So we’ve put together this list of reviews, and there is even a shopping guide at the bottom, to assist you narrow down the qualities that are most relevant to your situation.
So, keep reading as we find the ideal accounting calculator for you…
Top 10 Best Accounting Calculator In 2022 Reviews
- HP 12CP Platinum Financial Calculator
- Calculated Industries 3405 Real Estate Master IIIx
- Texas Instruments BAII Plus Financial Calculator
- HP 10bII+ Financial Calculator
- HP 17bII+ Financial Calculator
- Casio FC-200V Financial Calculator
- Calculated Industries 43430 Qualifier Plus IIIfx
- Swiss Micros DM15L
- Victor 6500 Desktop Financial Calculator
- Canon Office Products HS-1200TS Business Calculator
Hewlett Packard’s accounting calculator is the first on our list of excellent calculator reviews. They have a model called the HP-12CP Platinum that is small enough to carry around with you at all times. You can take it to class, or use it at home and in the office if you’re seeking for an all-purpose calculator.
You may be looking for a calculator to keep in your bag.
If this is the case, the HP-12CP Platinum comes highly recommended. Energy Star certified, which is good for everyone, is the case with this appliance. You won’t have to rely on paper and pencil because the battery life is quite long.
Is it capable of more than just simple math?
Over 130 functions are included in this calculator. Plus, it’s speedier than the 12c calculator, which is now the fastest in the business. As a result, it’s ideal for business users who need both speed and consistency.
What about the device’s on-board storage?
This is also abundantly present. This calculator has both RPN and Algebraic modes and can store 400 steps in memory. In order to save time, there are ‘undo’ and ‘backspace’ buttons as well.
Up to 80 separate cash flows can be stored in the memory. Calculate TVM, loan instalments, interest rates, and much more using this handy tool. It’s six times faster than the previous method, and it’s just as accurate.
Those who are preparing for the CFP, CFA, or GARP FRM examinations will like this…
We think this is an excellent accounting calculator for the CFP and CFA certification tests, as well as the GARP FRM certification examination. Also great for accountants, financial advisers, real estate agents, and several other professions.
In our opinion, it’s worth every penny.
CHECK OUT THE PRICE ON AMAZON PROS!
A single 10-character line is displayed for ease of reading.
The maximum number of steps that can be programmed by keystroke is 400.
RPN and Algebraic modes of operation.
There are over 130 built-in features.
Compact and easy to carry.
The ability to save up to 80 transactions.
Permitted usage on the CFP and CFA exams, as well as the GARP FRM examination.
Not the high quality for which HP was once renowned.
The price is on the high side, especially when compared to the quality of pa.
Our top ten list of the greatest financial calculators includes a Calculated Industries calculator. The model #3405 Real Estate Master IIIx from the manufacturer should be purchased if you frequently deal with real estate financing.
Is this the best financial calculator for real estate professionals to use?
You’ll love this tool as a real estate professional since it will help you stay on top of your game. This tool can estimate loan amounts, terms, interest, payment amounts, and even the value of a home in the future. Determine how much money you’ll need for a mortgage by setting property taxes and insurance fees.
But there’s still more to come…
Commissions can be calculated, as well as escrow closing dates and many other things. With the help of this calculator, you’ll be able to impress your clients and come across as a financial expert. Because it’s so little and light, you can carry it with you everywhere you go.
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As an example, it can determine a borrower’s monthly payment on an 80/15/5 or 80/10/10 loan. This is a high-quality product if it comes with a one-year warranty.
Our final score: 4.7 stars out of 5
For PITI payments, this tool calculates taxes and insurance premiums.
Calculations for the sale price and down payment.
The amortisation and the balloon payment can be estimated.
Calculates the closing date of escrow, as well as the combination of loans.
Warranty for a period of a year.
If you’re not a real estate professional, this isn’t the ideal option.
Many people can profit from the high-quality financial calculators supplied by Texas Instrument – both students and professionals alike. This product, according to our reviewers, comes at a high cost.
In terms of images, they’re essential.
This alternative’s visual appeal was the most compelling factor for us. It’s considerably easier to use because of the color-coding of the keys. The display and other characteristics of this calculator make it easy to locate functions.
More money saved means more time saved.
This is an area of expertise for Texas Instruments. As a result, the BAII Plus includes the option to preserve previous spreadsheets. Because it can be used for so many different purposes, this feature is one of our favourites!
What about accounts that are already programmed?
If it weren’t for features like interest rate conversions, amortisation, and depreciation, one of the best accounting calculators on the market would not exist.
This is the first accounting calculator you’ve ever used.
A step-by-step walkthrough is provided for individuals who aren’t familiar with it. You may learn a lot from this type of calculator. Even if it doesn’t have as many features as some of the others on our list, you’ll still have to learn how to utilise it.
Overall, we give this product a 4.5-star rating
The 10-character display is easy to read.
Business features already built in.
Saves time by storing previous spreadsheets.
One of the most affordable choices.
Preset functions are few and far between compared to some of the others on this list.
Our list of the top HP accounting calculators includes the HP-10bII+ as well. An easier choice for individuals who need to perform some basic financial calculations, but not for those who work in the financial sector.
Which financial calculator is the most cost-effective?
This calculator will do the trick if you don’t need to perform any particularly intricate calculations. Because it is far less expensive than the HP model that we previously examined, it is a better alternative for the home office.
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Are you considering taking the Certified Financial Planner (CFP) exam?
If that’s the case, this is a fantastic tool. So you won’t have to scribble out long equations on paper during the examination. The 21st century, after all, is here. Additionally, it fulfils the standards for the SAT/PSAT/NMSQT and AP examinations.
What about pre-programmed features?
Over 100 time-saving business functions are available. Every acronym you can think of is easy to calculate: interest rates and payments, cash flow, etc. SDV, TVM, NPV, and IRR are just a few examples.
It’s fine for use at home, however…
In our opinion, the calculator’s construction is of a shoddy quality. Despite HP’s outstanding products, this feels more like a low-cost alternative than an expensive one. However, HP’s image has been tarnished by the high price of this product.
In our opinion, it’s worth every penny.
Multiple examination boards have approved its use.
Pre-programmed business functions of more than 100.
Small and lightweight.
One of the HP financial calculators with the lowest cost.
Has fewer options than HP’s other calculators.
The quality of the construction may be improved.
The HP 17bII financial calculator is also made by Hewlett Packard. This option’s price falls midway between the 10bII and the 12CP. Those looking for a mid-range computer with a few more bells and whistles would appreciate this model.
Please tell me the number of functions on this calculator.
The 17bII contains well over two hundred and fifty accounting items. This is a wonderful resource for both students and professionals. Calculations for real estate, finance, accounting, and other business demands are among the features.
Let me know what computations it performs.
Everything from loan payments to TVM standard deviation to NPV and IRR to cash flow may be quickly and readily calculated. 28 KB of built-in RAM is also included. To put it another way, we had no trouble using this calculator in any way shape or form.
What else sets this option apart from the others?
Don’t be worried if none of this works for you. A clock, calendar, and appointment book round out the calculator’s capabilities.
It’s the best accounting calculator for pros, in my opinion.
In addition, the larger digital display is a bonus for the device’s users. This calculator has a total of 22 characters instead of just one. You can use this if you frequently perform complex arithmetic.
What are the drawbacks of this method?
Despite our best efforts, the keyboard was a disappointment. Because the buttons lack easy-to-read colour labelling, it’s more difficult to use than other alternatives. Furthermore, selecting the first item in a lengthy list is not always the case when a button is clicked.
Our overall rating: 4.3 stars out of 5
Two lines of 22 characters each provide ample room for legibility.
Pre-programmed business functions of more than 250.
Lightweight and portable.
An on-board memory capacity of 28KB.
Definitely a good choice for the middle class.
This HP calculator does not have as many options as others in the line.
The keyboard is in need of an overhaul and frequently malfunctions.
Casio’s FC-200V is the first model in our collection. This handy pocket calculator makes it easy to keep tabs on your expenses.
What is the cheapest accounting calculator you can get your hands on?’
If that’s the case, you’ll want to check out this list. Direct Mode Keys built-in to the software make it simple to switch between several financial calculating modes. You’ll save time and money by doing this.
What’s that you say? There’s more?
You can’t go wrong with the 4-line full-dot display. Yes, as previously mentioned, this option provides four times the screen real estate of many of its competitors. And to top it all off, you’re in charge of everything from the input to the output.
Please let me know whether the display is legible. Thank you.
To make things easier for you, there is a three-digit display with comma-delineated numbers. Much easy to comprehend. The usage of several colours for the keys makes it even easier to enter the calculation.
How many options are available?
There is a wide variety of options covered by preset functions. Depreciation can be calculated in a variety of ways, including with fixed percentages, diminishing balances, the year’s digit sum, or the straight-line technique. Additionally, the date/period input can be used to calculate the bond’s purchase price and annual yield.
Isn’t it true that there must be more of these things?
A break-even point isn’t the end of the storey. You can achieve much more than that. No need to worry about running out of batteries because it is solar-powered as well.
In some computation modes, users have reported seeing no commas. As a result, it’s possible the unit will be more difficult to understand.
Our rating:4.4 out of 5 stars (4.4 / 5)
Display contains four lines for simple read-out.
Numerous built-in time-saving business tasks.
Small, simple to carry.
The advertised 3-digit comma markers don’t show in any computational settings.
Not the easiest accounting calculator to us
The model #43430 Qualifier Plus IIIfx from Calculated Industries is available for those who want a more pricey option than what we’ve reviewed so far.
We found this to be one of the best desktop accounting calculators that we tested…
What distinguishes this model from the one previously reviewed by the same manufacturer?
Primarily because it offers a much greater selection. That is the reason it is referred regarded as a desktop calculator. In terms of portability, this isn’t quite as convenient as a smaller version.
However, this is a good thing. It helps you to enter your computations more rapidly and has a greater range of functionalities. The working professional will appreciate this as an added benefit.
Yes, I am a real estate broker.
For those who fall into this category, then this calculator is probably your best bet. These terms are referred to as Loan Amt, Interruption, Period, and Payment. You’ll be able to choose a loan for your customers far more swiftly and efficiently this way.
PITI payments are also factored into IRR, NPV, NFP, and cash flow calculations. Even 80: 10: 10 or 80: 15: 5 combination loan functions are built-in.. You can also define custom ratios or store two ratios (FHA/VA).
Calculated 43430 Qualifier Plus IIIfx from Calculated Industries
Our score: 4.6 stars out of 5
For PITI payments, it calculates taxes and insurance.
Automated price and down payment estimations for sales.
You can either save two ratios (FHA/VA) or create your own.
Borrowing Caps and Ratios
The amortisation and the balloon payment can be estimated.
Calculates the closing date of escrow, as well as the combination of loans.
Warranty of One Year.
One of the manufacturer’s more pricey options.
Following this, you may feel a sense of reminiscence creeping in. We kind of enjoy what Swiss Micros has done with this wacky project. One of the greatest compact accounting calculators we tested is the #DM15L from this company.
Think back to a time when things were simpler.
We’re talking about the 1980s here. However, calculators were merely getting smaller, making them more portable. It’s possible that you remember the HP-15C calculator if you lived during that time period.
Swiss Micros’ DM15L is a faithful recreation of the legendary HP-15C…
HP may have stopped making this model in 1989, but Swiss Micros is bringing it back in the exact same form factor it used to be available in. It worked perfectly back then, and it still does.
Titanium grade 1 is used for the housing, which can do complex number and matrix calculations. It has a root solver and numerical integration built in for advanced scientific calculations.
The finest thing, though, is the retro aesthetic and feel…
This item’s design has a strong visual impact on us. We also appreciate the tactile sensation that genuine buttons provide. In spite of its high price, we couldn’t resist calling this the best accounting calculator ever.
It received a score of 4 out of 5 stars from us.
Grade 1 titanium housing, sandblasted for a high-end look.
Programmable functions for high-end scientific research.
Numerical integration and root-solver functions.
For complicated numbers and matrix operations, it’s a great choice.
It has a fantastic look and feel to it.
Not the most recent option available
For individuals in search of a desktop financial calculator with greater speed, Victor offers the model #6500. This is more cumbersome, but if you’re used to calculator key layouts, you’ll appreciate how much more manageable it is.
What’s the approximate size?
The dimensions of this item are 7.8″ x 5.5″. There are other pocket-sized choices out there, but this one is significantly larger. Although portability is a plus, compact devices can be a pain to operate.
As the saying goes, “time is money.”
Calculators, on the other hand, are solely concerned with monetary values. Calculating it, to be precise. This variant has a 12 digit LCD and may be powered by either a battery or solar panel.
Is it equipped with any built-in features?
Compared to the other possibilities, it has a smaller number. Still, it’s simple to figure out how much you owe. To calculate a fourth, enter the values for the first three loan variables. You can also alter the annual payment period at this point.
Programmable tax keys save time, and a configurable decimal place makes it easy to calculate currencies. As a further bonus, Victor’s computer includes three separate memory modules.
Our rating:4.7 out of 5 stars (4.7 / 5)
Easy-to-read 12 digit LCD.
Larger keyboard makes number entry rapid and efficient.
Built-in accounting operations save time.
Programmable tax keys.
This calculator is larger than some users prefer to keep on their desk.
On our list of best accounting calculators, we’ve included the most affordable option as well. In comparison to other possibilities, this one comes from Canon Office Products and is a lot more simple.
In terms of low-cost business calculators, nothing beats the HS-1200TS.
At the very least, if it provides the features you require, it is. At this budget tier, you may expect a more limited set of features. Even so, it’s simple to compute things like profit margins, tax, and square roots.
Is there anything else it can do?
For those extensive computations, there exist memory keys that can save you a lot of time. That’s pretty much it.
An easy-to-read liquid crystal display shows the value in 12 digits. Aside from that, the buttons are very straightforward to read and operate. Even though it’s larger and more limited than most of the other calculators we’ve examined, this one is still a good value.
We give this a 4.4-star rating.
Inquire about the price on Amazon Professionals.
Basic business functions are included.
It has a big, easy-to-read screen.
The large buttons allow for quick and efficient calculations.
Most affordable accounting calculator we examined.
Compared to the competition, the built-in functions are significantly less extensive.
Because of its shoddy construction, this device is unlikely to endure very long.
Best Accounting Calculator Buying Guide
Many accounting calculators are available for purchase today. Some of them include features that you’ll never use. Assuming, of course, that you’re either an undergraduate student or an expert in your area of study or work.
Do you know how to pick the best accounting calculator for your specific needs?
The functions you require should be your primary priority. Specifically, the features that you are most likely to utilise on a frequent basis. This varies from profession to profession, thus real estate agents and accountants may need something different.
Make Sure You Don’t Pick A Choice With Too Many Options…
We all tend to go for the most expensive option we can afford. Preprogrammed business functions are more common on calculators than non-programmed ones. The problem with this approach is that it can be quite dangerous.
Are you even aware of the purpose of all the special functions?
Only a few of the nearly infinite business functions offered on calculators are likely to be of use to you. If you have a lot of features on your device, it’s more probable that you’ll use the wrong one.
Do Not Over Complicate Things…
When making your selection from the list above, keep in mind what you’ve been taught your entire life. Your task will go faster if you use a calculator that is as simple as possible. You should never pay more than necessary for a product that does stuff you’ll never use.
It’s Also Important to Consider the Battery Life…
A solar-powered function can be found on some of the above-mentioned alternatives, while batteries are used in others. It’s not uncommon to see a mix of the two. Make sure that you don’t ever find yourself in a situation where you go to use the calculator and it’s dead.
Smaller Isn’t Always a Good Thing…
Yes, it is true that electronics are becoming increasingly compact. Some people will need to carry a calculator with them at all times. The majority of the population, on the other hand, is unconcerned about this issue.
In the event that you don’t require a pocket-sized calculator, we suggest going with a larger size instead. A vast number of buttons allow for quick numerical input, making them easier on the eyes. As a matter of fact, these are designed to help you save time.
Before We Conclude
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Returning to the subject of financial calculators…
Final Thoughts On The Best Accounting Calculator
As you can see, we’ve looked at some of the best accounting calculators on the market today. Our buying guide should have helped you narrow down the most important aspects.
There’s one more thing we can suggest if you’re still undecided. The…
Financial Calculator BAII Plus by Texas Instruments
…is a great option for most people. The price point is very competitive, and it has the functions most people will need.
Though to be honest, we still really want the…