The Best Financial Calculators for Students and Professionals

Updated on April 20, 2022

As long as you know what you’re doing, any calculator will allow you to swiftly and accurately execute fundamental arithmetic. There are many different types of calculators out there, so it’s vital to pick one that best suits your needs. If you work in business or finance, you may want to consider purchasing one of the best financial calculators.

A number pad, a (usually) one-line display, and a range of function buttons distinguish financial calculators from scientific calculators. In contrast, the functions are designed to address specific financial issues. The following are examples of calculations you can perform using a top-notch financial calculator:

Loan Payments and Interest Rates
Pensions
Break-Even Points for the Time-Value of Money
a decrease in the worth
Some financial calculators are easier to use, while others have a broader feature set but require more practise to master.

You should think about more than just how it works. When it comes to buttons, for example, are they easy to press? You may be swayed by additional features such as solar-powered batteries and accompanying cases.

Financial calculators from TI, HP and Casio are included in this list of top-notch models. We’ve also provided a few options for those who want a calculator that can perform more basic or alternative calculations as well as display data aesthetically. Use the links below to locate the most suitable calculator for your needs.

1. Texas Instruments BA II Plus Financial Calculator

BEST OVERALL

The Texas Instruments BA II Plus Financial Calculator can be used by students, managers, and statisticians. Use this battery-powered device in economics, accounting, and general finance as well as elementary math. In addition, a tutorial on how to use the prompt display may be found here. In worksheet mode, you can access a wide range of information, including compound interest, bond depreciation, and amortisation. In addition, it has received over 9,000 five-star reviews from customers.

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Texas Instruments BA II Plus Financial Calculator

$32.75$35.959% OFF

 

2. Helect Standard Function Desktop Calculator

BEST BASIC

Calculations requiring more complex financial functions and equations are beyond the capabilities of the Helect Standard Function Desktop Calculator. However the calculator does provide an easy-to-use interface for everyday tasks such as tax and currency conversion. There are large, easy-to-miss number buttons and a 12-digit display on this device for your convenience. Solar power or an AA battery can also be used to power it. In addition, the calculator comes with over 12,500 five-star ratings from Amazon customers and is available in five distinct colours.

best financial calculator helect

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Helect Standard Function Desktop Calculator

$9.99$16.9941% OFF

 

3. Casio FX-991EX Engineering/Scientific Calculator

BEST SCIENTIFIC

In the event that you’re looking for a high-end calculator that can help you solve complex multi-step problems, the Casio FX-991EX Engineering/Scientific Calculator is an excellent option. Over 6,500 people have given it five-star reviews, and it includes a high-resolution LCD screen that makes it easy to see everything on screen and reduces the amount of scrolling. Battery or solar power can be used to power the calculator, increasing its dependability even more. It also allows you to convert results or tables into a QR code that can be quickly shared with other internet-enabled devices, such as smartphones and tablets.

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Casio FX-991EX Scientific Calculator

$19.83$29.9934% OFF

 

4. Casio FC-200V Financial Calculator

BEST MULTI-LINE DISPLAY

For a financial calculator to be feature-rich for its size, Casio has to build a wristwatch with a calculator. The solar panel, directional arrows, and four-line screen make this calculator a powerhouse in a little package. The two shortcut buttons on this calculator make it simple to repeat routine operations in addition to the built-in features. For portability, a slide-on case is included.

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Casio FC-200V Financial Calculator

$36.00

5. Sharp EL-738FB 10-Digit Financial Calculator

ALSO CONSIDER

Using the Sharp EL-738FB 10-Digit Financial Calculator, you’ll be able to review your work at any time thanks to its convenient playback option. It can do a variety of corporate and educational tasks, such as calculating the time worth of money, converting interest rates, and figuring out amortisation. It also has a user-friendly structure for speedier number entry and supports linear regression for two-variable statistics.

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Sharp EL-738FB Financial Calculator

 

6. Casio fx-9750GII Graphing Calculator

BEST GRAPHING

The Casio fx-9750GII Graphing Calculator is your best bet for data visualisation using a calculator. A variety of graph types, including conics and pie charts, inequality and regression plots, and bar graphs, can be displayed. Additionally, the calculator’s display is a whopping 21 characters wide by eight lines long, making it easy to use the calculator’s complex operations. With the four included AAA batteries, you’ll receive over 200 hours of battery life and three colour selections.

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Casio fx-9750GII Graphing Calculator

$100.32

7. Texas Instruments BA II Plus Professional Financial Calculator

PROFESSIONAL PICK

Texas Instruments has a wide variety of calculators to pick from, making it tough to make a decision. Using the Texas Instruments BA II Plus Professional Financial Calculator on the CFA exam can benefit both students and professionals. These formulas can be used for a wide variety of time-value-of-money calculations. To make it easier for you to find what you’re searching for, the buttons are clearly labelled and organised.

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Texas Instruments Financial Calculator

$64.95

8. HP 17BII+ Financial Calculator

BEST FREE TRAINING

The HP 17BII+ Financial Calculator can be used by students and professionals in the disciplines of business, accounting, and real estate. Conversions and percentage calculations may be made rapidly with this calculator, as well as loan repayments and interest rates. More than 250 actions can be performed on it thanks to its 28 KB of user memory. The HP calculator comes with a free online lesson to help you get the most out of it.

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HP 17BII+ Financial Calculator

$84.87$129.9935% OFF

9. Victor 1310 Big Print Commercial Printing Calculator

BEST PRINTING

If you’re more interested in finance and accounting and require a gadget that can print your calculations, take a look at the Victor 1310 Big Print Commercial Printing Calculator. The calculator’s thermal printing paper has a 2.5 times larger print area, making the numbers easier to see. You might lower the print size to fit more digits on a line. At its quickest setting, the calculator can print six lines per second. On this accounting-friendly device, you’ll find dedicated keys for tax, item counting, the grand total, and the current date and time.

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Victor 1310 Commercial Printing Calculator

$72.66$111.2435% OFF

10. HP 12CP Financial Calculator

PORTABLE PICK

This HP financial calculator, which replaces the earlier HP 12C model, has a slew of new and enhanced features. Faster than any other device in this price range, it has large buttons and can do any of the 120 built-in functions within seconds. The well-labeled buttons make it easy to locate everything. Because commas divide the numbers on the one-line display, you won’t have to worry about counting zeros. This tool is capable of performing RPN and algebraic computations.

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HP 12CP Financial Calculator

$60.88$79.9924% OFF

11. HP 12C Financial Calculator

NOSTALGIA PICK

This was probably the device you used to make financial calculations throughout the 1980s and 1990s. Although the HP 12C Financial Calculator, for example, has undergone improvements, its fundamental design keeps errors to a minimum. Power-off memory protection and over 120 built-in features ensure the safety of your most important information. In terms of carrying options, you have the option of putting it in your pocket, your backpack, or even your work bag.

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HP 12C Financial Calculator

$64.14$94.9532% OFF